Issue: № 9, 2025
Doi: https://doi.org/10.37634/efp.2025.9.3
The paper provides a comprehensive analysis of financial restructuring, focusing on its core principles, primary strategies, and the key challenges faced during wartime conditions. Particular emphasis is placed on issues such as reduced economic activity, heightened financial pressures, and the growing risk of corporate bankruptcy – all of which become critically significant in the context of armed conflict. Additionally, unresolved issues such as socioeconomic inequality and instability within the banking system are discussed in detail. The authors highlight the importance of financial restructuring as an effective tool for addressing economic challenges and ensuring stability during times of crisis. The study offers an in-depth exploration of strategy development for financial restructuring, prioritizing pressing issues and presenting practical approaches to enhance reforms in the financial sector. Overall, the research aims to bolster economic resilience and ensure the stable operation of Ukraine’s financial system amid geopolitical tensions. The topic of financial restructuring is particularly relevant for Ukraine due to the urgent need to adapt to new realities and establish pathways for strengthening the financial system. The paper identifies opportunities to improve this process by integrating modern technologies and optimizing regulatory mechanisms. Special attention is drawn to the need for further research into how wartime conditions impact financial markets, as such studies could foster innovative strategies to maintain economic resilience in times of uncertainty. The effective efforts of the National Bank of Ukraine have helped maintain stability and ensure the functionality of the banking sector under demanding circumstances. The study emphasizes that increased lending activity by banks is a decisive factor in achieving economic stability during a crisis. In this context, particular importance is placed on examining issues related to bank lending as a foundational element for shaping strategies aimed at fostering economic growth.
Keywords : adaptation, mechanisms, financial restructuring, financial system, credit debt, banking institutions, enterprises, martial law, risks, analytical analysis
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